Online Banking

With online banking, you can view account information for checking, savings, money markets, CDs, loans, lines of credit and more.

• Available 24 hours a day
• Obtain account balances
• Track cleared transactions
• Transfer money between accounts
• Make loan payments
• Information can be downloaded

Electronic Bill Pay

Automatic bill payment allows you to pay all of your bills electronically. Bill payment is free!!

• Available 24 hours a day
• Eliminates check writing
• Eliminates purchasing envelopes and stamps
• Make payments to any business or individual

eStatements

Frandsen Bank & Trust's eStatements are the fastest and most convenient way to receive your monthly bank statement. You no longer have to wait for the mail or worry about it becoming lost or misdirected at the post office. With Internet access and a few simple clicks you have control of when and where you receive your statements.

To receive eStatements you must be an Online Banking customer. It's easy to enroll; just click on "Personal Enrollment" on the homepage of www.frandsenbank.com. To view or save your eStatement, log into Online Banking, select the account you wish to view/save, click on the Document Tab to view or print your statement.

Merchant Capture

• Convenience - No more trips to the bank…make deposits right from your office.
• Longer Bank Hours - Up to 6pm for end-of-day cutoff, unlike teller windows, which close at 3pm.
• Archiving - Check images can be stored conveniently on a digital file.
• Deposit Accuracy - Our software helps eliminate errors before the deposit is transmitted.
• Safety - Increase safety by eliminating drive-time and night deposit drops.

• Receive checks from your customers
• Scan your checks with a Merchant Capture check scanner
• Transmit the images to the bank

Upon receiving your check images; we will make the deposit to your business checking account.

• Assessment - We'll review the volume of checks you process daily so we can provide you with the correct scanner.
• Equipment - You will need:
  • A Personal Computer
  • An Internet connection
  • A Printer
  • Check Scanner (you lease from us)
• System Requirements - Your PC must have:
  • Minimum 512 MB RAM
  • USB 2.0 (MVX); standard USB (UEC scanner)
  • Minimum operating system software is either:
    • Microsoft Windows 2000 Professional, or
    • Microsoft Windows XP Professional
    Note: Microsoft Windows Home Edition will NOT work with Merchant Capture. Using the latest version of Windows 2000 or XP Professional is recommended.
• Bank Account - You must have an active business checking account with us.
• Setup - After the assessment, our implementation team will set up your scanner and Merchant Capture software.
• Implementation - Your company's staff will be trained to use the equipment and software during the set up process. We'll guide you through your first transactions so your business makes a smooth transition.
• Toll-Free Tech Support - Our toll-free help line offers free technical support to our customers.