Fee Schedule
IMPORTANT ACCOUNT INFORMATION FOR OUR CUSTOMERS
From
Frandsen Bank & Trust
Effective Date of August 18, 2008
COMMON FEATURES
Limits and fees – The following fees may be assessed against your account and the following transactions limitations, if any, apply to your account:
CARDS
| Cash Withdrawal at ATM |
No Charge |
| Dollar Limit (24 hr period) |
$200.00 |
| Withdrawal at Non-Instant Cash terminal |
$1.00 |
| Debit Card Purchase |
No Charge |
| Daily Dollar Limit (24 hr period) |
$1000.00 |
| *Replace ATM/Debit Card |
$5.00 |
| *Change ATM/Debit Card |
$3.00 |
| *Inactive ATM/Debit Card (per year) |
$5.00 |
| *Gift Cards, per card |
$3.00 |
CHECKS
| Check Printing |
Varies |
| *Counter Checks, per check |
$0.15 |
| Cashier’s Check |
$5.00 |
| *Money Order - Customer |
$2.00 |
Overdraft
(fee applies to each overdraft created by check, in-person withdrawal, ATM withdrawal or other electronic means) |
$25.00 |
Nonsufficient funds
(fee applies to each overdraft created by check or electronic means) |
$25.00 |
*Continuous Overdraft
on third business day after overdraft, continuing daily until account has a positive balance. |
$5.00 |
| *Deposited Item Return Fee |
$4.00 |
| Check Collection Fee |
$15.00 |
| Stop Payment Fee |
$25.00 |
| Traveler’s Checks, per $100 |
$1.00 |
| *Checks for Two, per $100 |
$1.75 |
| *Foreign Currency |
$20.00 & up |
STATEMENTS
| Electronic Statement |
No Charge |
| *Snapshot statement |
$2.00 |
| Special statement cutoff |
$5.00 |
| Past statement copy |
$3.00 |
| with Images |
$5.00 |
| *Acct. Balancing Assistance, per hr. |
$25.00 |
| *Acct. Research, per hr. |
$25.00 |
*Check copies, each
(1 free per month) |
$1.00 |
| *Dormant Account Fee, per month |
$5.00 |
TELEPHONE BANKING
| 24 Hour Toll Free Convenience Line |
No Charge |
| Telephone Transfer |
$1.00 |
| *Balance Inquiry |
$1.00 |
|
COMPUTER BANKING
| *Online Banking Bill Pay Access Fee |
No Charge |
| *Online Banking Bill Pay Stop Pay’t |
$25.00 |
| *Online Banking Bill Pay Cancelled Check, per copy |
$10.00 |
| *Online Banking Bill Pay Overdraft Charge or Returned Overdraft Item, per item |
$25.00 |
| *ECORP, per month |
$5.00 |
| Additional Entity, per month |
$5.00 |
WIRES
| *Wire transfer, incoming |
$10.00 |
| Non-customer |
$15.00 |
| *Wire transfer, outgoing |
$25.00 |
| *Recurring Wire |
$20.00 |
| *Wire transfer, international, plus charges |
$35.00 |
ACH
| *ACH, personal, set-up fee |
$10.00 |
| Annual renewal |
$10.00 |
| *ACH, business, per file |
$10.00 |
| Additional charge per item |
$0.07 |
| *ACH, non-profit, per file |
$7.50 |
| Additional charge per item |
$0.05 |
LEGAL
| *Garnishment/Levy processing |
$25.00 |
| *Notary Public, non-customer |
$1.00 |
| *Signature Guarantee-Medallion, customer |
$10.00 |
| (Complimentary to Platinum Club Member) |
MISCELLANEOUS
| *Receipt, by mail |
$1.00 |
| *Account closing fee, within 90 Days of opening |
$25.00 |
*Check cashing, per $100
(for customer with a combined balance of less than $100) min. $5.00 |
$5.00 |
| *Collections-incoming & outgoing |
$20.00 |
| Foreign |
$25.00 |
| Bond coupons, per coupon |
$7.50 |
| Plus Cash Letter Charge |
|
| *Currency |
|
| *Canadian, per $100 (min. $10) |
$2.00 |
| *Other Foreign, plus charges |
$20.00 |
| *Government bond re-registration |
$1.00 |
| per bond (max $25.00) |
|
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