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ENHANCED SECURITY

ONLINE BANKING
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Business Banking

Business Checking Accounts

If you currently have:	SMALL BUSINESS	REGULAR BUSINESS	BUSINESS WITH INTEREST	NEW OPTION FOR ORGANIZATIONS AND NON-PROFITS
Your account will become:	Small Business Checking	Business Checking	Business Interest Checking	Community Organizations / Non-Profit
Account Characteristics	No minimum balance required Monthly detailed statement Image or safekeeping available	No minimum balance required Monthly detailed statement Image or safekeeping available	No minimum balance required Monthly detailed statement Image or safekeeping available	No minimum balance required Monthly detailed statement Image or safekeeping available
Interest (please ask for current rates on or after June 23)	No interest	No interest	Interest for eligible entities only Paid on average available balance	No interest
Service Charge	$4.00 monthly maintenance fee Charge for checks - $0.15 per check paid in excess of 30 during the statement cycle Deposit Item Return Fee $4.00	Monthly $10.00maintenance fee Checks paid $0.12Image statement $0.07Safekeeping statement $0.00Deposits Items deposited: $0.00Drawn on us $0.08Drawn on local $0.10All others $4.00Deposit Item Return Fee $0.08Rolled Coin - per roll Strapped Currency - $0.75per $1,000 Earnings credit given to offset service charges: Calculated on average positive available balance Based on 90 day T-bill rate Charges incurred for negative available balances: Calculated on average negative available balance Based on 90 day T-Bill rate plus 5.00%	Monthly $10.00maintenance fee Checks paid $0.12Image statement $0.07Safekeeping statement $0.00Deposits Items deposited: $0.00Drawn on us $0.08Drawn on local $0.10All others $4.00Deposit Item Return Fee $0.08Rolled Coin - per roll Strapped Currency - $0.75per $1,000 Earnings credit given to offset service charges: Calculated on average positive available balance Based on 90 day T-bill rate Charges incurred for negative available balances: Calculated on average negative available balance Based on 90 day T-Bill rate plus 5.00%	No monthly maintenance fee Charge for checks - $0.15 per check paid in excess of 30 during the statement cycle Deposit Item Return Fee $4.00